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Higher productivity. Better quality of life. Greater satisfaction. These are just some of the potential benefits of hybrid working; but that’s not all. It could also support your retirement journey. Hybrid working has become increasingly popular since the pandemic, with 28% of British adults opting to clock up their hours both in the office and at home during the first quarter of 2025. Employees aged between 30 and 49 are the most likely to take advantage of hybrid working, followed by those aged between 50 and 60*. Take a phased approach Hybrid working is not only good for your wellbeing; it can also help you adjust to spending less time

At Cailean, we believe good financial planning is about much more than investments, pensions and numbers on a spreadsheet. Financial planning is ultimately about people and the lives they want to lead. It involves understanding what matters to our clients, what they want to achieve, what concerns them and, importantly, how they feel about money. For couples, that means making sure both partners have a voice in the conversation. It can be quite common for one person in a relationship to take the lead when it comes to financial matters. Perhaps they have always been more interested in investments, pensions or managing the household finances, while their partner takes less