A smoother end to 2025 for the UK housing market?

How confident do you feel as an investor? There are so many factors that can impact confidence, from level of knowledge and experience to market movements and professional support. Psychologically, your approach to investing is inextricably linked to your emotional state and cognitive biases – are you overconfident, are you risk averse, perhaps you tend to follow the herd or can sometimes be irrational with decision making? Success in financial markets can hinge on so many factors.  A recent ‘Investor Confidence Barometer,’⁴ which has surveyed 1,000 adult investors holding a pension and investable assets of least £100,000, has provided some interesting insight.  Some of the key findings suggest that investors are generally confident about their finances this year

Many investors take far more risk with their money than they need to. This often leads to tears because they have invested in poor performing or risky investments. Financial advisers need to complete an investment risk analysis before their client invests their money, as part of the regulatory process. This process can be like sticking pins into clients to find out how much pain they can take and then deliver that pain! The adviser is happy because they have followed the regulatory process and the client is temporarily happy because they will follow the advice. Most risk analysis processes focus primarily on market risk. This is the possibility of the